How SEAI Grants Are Applied and Deducted Upfront
One Stop Shop Services

How SEAI Grants Are Applied and Deducted Upfront

If you are planning a home energy upgrade, one of the biggest questions is how SEAI grants are actually applied. Do you pay the full amount first? Or are grants deducted before you pay? Here is how the process works — and how Churchfield Home Services manages it for you.
Published on 16 February 2026 : Updated 16 February • 6 minute read

“Do I Have to Pay Everything Upfront?”


This is one of the most common concerns we hear at Churchfield Home Services.

You know grants are available through the Sustainable Energy Authority of Ireland, but you want to understand how the money flows.

Do you pay first and claim later?
Or is the grant deducted before you pay?

The answer depends on whether you choose the One Stop Shop route or apply for an individual grant.

How Churchfield Applies Grants Through the One Stop Shop


As a Registered SEAI One Stop Shop, Churchfield Home Services manages the entire grant process on your behalf.

Here is how it works when you upgrade through us:

First, we carry out your Home Energy Assessment. This allows us to design a tailored upgrade plan that meets SEAI requirements.
Once your plan is agreed, Churchfield applies for the relevant grants for you. Approval is secured before works begin.

Most importantly, the grant is deducted at source. That means the approved grant amount is subtracted directly from your contract price. You pay the net balance only.

You are not required to pay the full amount and then wait for reimbursement.

Churchfield manages the paperwork, compliance checks and final documentation submission to SEAI. This ensures everything is completed correctly and efficiently.

For many homeowners across Dublin, Mayo and surrounding counties, this structure removes financial uncertainty from the process.

How Individual Grants Work (Without a One Stop Shop)


If you choose to apply for a single measure grant independently, the process is different.

You apply directly through the SEAI system. Approval must be received before starting work. After installation, you submit documentation and then receive the grant payment.

In this case, you typically pay the contractor first and then claim the grant back.

Churchfield also supports homeowners who wish to complete individual upgrades such as Solar PV or insulation measures. However, without the One Stop Shop structure, the process is less integrated and requires more direct management.

Why Churchfield Starts With a Home Energy Assessment


For larger upgrades, the Home Energy Assessment is the foundation.

At Churchfield Home Services, we use the assessment to:
  • Identify which measures qualify
  • Confirm the grant levels available
  • Ensure compliance with SEAI requirements
  • Create a structured upgrade roadmap

This protects you from starting work that may not qualify for funding.
It also provides a clear breakdown of the total cost, the grant contribution and the net amount payable.

Instead of uncertainty, you receive clarity before making any decision.

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What Happens Next With Churchfield?


If you are considering a home energy upgrade and want to understand exactly how grants would apply to your home, the first step is simple.

Book your Home Energy Assessment with Churchfield Home Services.

We will:
  • Assess your home
  • Design your upgrade plan
  • Confirm your grant eligibility
  • Apply for the grants
  • Deduct the grant upfront
  • Manage installation from start to finish

You only pay the net cost. No paperwork. No chasing reimbursements. No guesswork.

With Churchfield Home Services, SEAI grants are not just available.
They are structured, applied correctly and deducted upfront — giving you financial clarity from day one.

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Tags
  • Home Energy Assessment
  • Home Energy Assessment Calculator
  • Grant Oil Boiler
  • SEAI Grants
  • One Stop Shop Grants
  • Individual Energy Upgrades Grants
  • IEU Grants
Author
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Mary Hilda Hurley, Retrofit Expert
Published on 16 February 2026: Updated 16 February • 6 minute read
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D1 → A3, massive increase in comfort & over 70% reduction in energy bills!

John and Brenda wanted a warmer, more efficient home as they looked ahead to retirement.

“For me it was more about the cost… Brenda was more about the heat. We brought both of our reasons together and found Churchfield. Churchfield were so helpful in every area.” — John Brady
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