How a 2001 Semi-Detached Home in Sligo Went from D Rated to A1 and Saved €2,450 a Year
One Stop Shop Services

How a 2001 Semi-Detached Home in Sligo Went from D Rated to A1 and Saved €2,450 a Year

If your home was built before 2000 and your heating runs all morning before the house feels warm you're not imagining it. Most Irish homes from that era are leaking heat through walls, roofs and windows every single hour and an average family pays €2,000 - €4,000 a year for it.
Published on 16 April 2026 : Updated • 5 minute read

When Martin H. first contacted Churchfield Home Services, he’d been living in a D rated semi-detached home in Sligo for more than 20 years. The heating ran constantly but rooms stayed cold all winter, the energy bills were around €3,300 a year and they'd noticed damp patches on a north-facing wall. Sounds familiar? 


This is the full story of what happened after their Home Energy Assessment. From a D-rated home to A1, with €24,800 in SEAI grants covering the bulk of the cost.

Does This Sound Like Your Home?

Before CHS booked Martin's HEA, he described these exact problems.See how many sound familiar:



One or two bedrooms always colder than the rest of the house




Heating running every morning but the house takes over an hour to warm up




Energy bills rising every year even when usage stays the same




Draughts near the front door, windows or skirting boards




Damp patches or condensation on north-facing or external walls




❌Attic was insulated years ago but the house still feels cold




If you ticked three or more of these, your home almost certainly has a heat loss problem and it's very likely eligible for SEAI grant funding to fix it.



Before & After: The Transformation






Watch this video below to get an idea about the transformation this house went through:

How a 2001 Semi-Detached Home in Sligo Went from D Rated to A1 and Saved €2,450 a Year

What Was Installed and What It Cost


After the Home Energy Assessment, Martin's Retrofit Advisor recommended a full deep retrofit. Here's exactly what was installed:


🧱 External Wall Insulation (EWI)
Grant availed €6,000

100mm EPS 70 with 1.5mm Granosil KR silicon rendered in premium white (WH89) finish. 20mm EPS 200 boards were applied to the garage front with render match. Boxes are fitted to all windows and doors.


Benefits:

✔ Reduces wall heat loss by up to 70%. 

✔ Transforms the external appearance of the home with a fresh premium finish

✔ Eliminates cold bridging at window and door reveals




🏠 Cavity Wall Insulation 

KORE-Fill Original EPS bead insulation pumped into the existing 50mm brick cavity to fully fill the cavity across the entire brick section of the property.


Benefits:

✔ Stops heat escaping through the existing unfilled cavity

✔ Works in combination with EWI for maximum wall performance




🏠 Cold Flat Roof Insulation

100mm Earthwool mineral insulation mat (λ 0.044 W/m²K) was fitted between existing flat roof ceiling joists, combined with 62.5mm Unilin Thin-R PIR insulated plasterboard. Applied across 18.09m² of flat/lean-to roof area.


Benefits: 

✔ Eliminates heat loss through the flat/lean-to roof section

✔ Improves thermal performance of the garage ceiling area




🏠 Internal Insulation in Garage Bathroom
For Internal Insulation, thin-R PIR insulated plasterboard with Gyproc skim coats were mechanically fixed to external walls around the garage bathroom and along the right wall of the garage all the way through to the back door.


Benefits:

✔ Insulates cold garage-adjacent walls from the inside

✔ Brings previously uninsulated sections up to required thermal standard




🏠 Natural Ventilation Upgrade

New background vents were installed with a 100mm PVC inside to outside sleeved white 241 x 165mm internal hit-and-miss vent cover. Tile vents were added to the attic to compensate for existing vents blocked by new EWI.


Benefits:

✔ Maintains healthy air quality in a newly airtight home

✔ Prevents condensation and damp after insulation works

✔ Meets Building Regulations Part F requirements




🔥 Air-to-Water Heat Pump 

Grant availed €10,500

Mitsubishi Ecodan 5kW monobloc air source heat pump was installed on the rear footpath with insulated and un-insulated pipework run vertically up the wall and ducted through the rear bedroom floor to a new hot water cylinder. It included Flow Temperature Controller, temperature sensors, plate heat exchanger, scale trap, antifreeze inhibitor, and full MELCloud remote access setup.


Benefits:

✔ Replaces fossil fuel heating with a system 3x more efficient

✔ Provides both space heating and domestic hot water from one unit

✔ Fully compatible with the upgraded insulation envelope for A1 rating



☀️ Solar PV
Grant availed €2,100

For Solar PV,  Jinko Tiger Neo N-Type 475w black frame panels were installed on the front roof in portrait layout.


Benefits:

✔ Generates free electricity to power the heat pump and household loads

✔ Battery-ready inverter   add storage in the future without replacing the inverter

✔ Excess electricity exported to the grid for microgeneration payments



🪟 Windows & External Doors
Grant availed €4,600

Homeowner supplies and installs triple-glazed windows (U-value ≤0.72) and up to 2 external doors (U-value ≤1.4). CHS signs off on the SEAI grant for windows and doors on the homeowner's behalf as part of the One Stop Shop service. U-value datasheets and window/door certs must be on site at the interim BER stage.


Benefits:

✔ Triple glazing dramatically reduces heat loss through windows

✔ Grant processed by CHS   no direct dealings with SEAI required

SEAI Grants Availed


✔ External wall insulation (EWI) - €6,000
✔ Heating system - €10,500

✔ Solar PV - €2,100
✔ Windows & doors - €4,600
✔ Project management - €1,600


👉 Total Amount of Grants Martin Get - €24,800

Net cost of upgrades will be paid back in 14 years and enjoying A Rated Warmer home, lower bills from day one.

What the Homeowner enjoying now


Blog image 01
Limited-Time Offer

Get your free Expert consultation & Quote!

Get my free quote
Blog image
Blog image
Blog image

Your Questions, Answered Honestly

These are the three things every homeowner asks us before they commit. Here's the truth.

🏠Will the work disrupt my home and family?

Martin's project was completed while the family stayed in the home throughout. Nearly all external insulation work is done from outside. Your project manager gives you daily updates so there are never any surprises. Most customers tell us it was far less disruptive than they expected.



💰Can I actually afford this?

Yes. A homeowner can get a maximum of €39,250 in SEAI Grants. This should cover most of your retrofit upgrades including heat pump, solar PV, and complete external insulation. And with the The Home Energy Upgrade Loan Scheme (HEULS), many homeowners pay nothing upfront, with repayments often lower than current energy bills.




🔍How do I know the quality will be right?

Churchfield Home Services is SEAI-registered contractor who is ISO-certified and has completed 6,000+ upgrades across Ireland. Every project has a dedicated Quality Control review before handover. You receive a full BER certificate, warranty documents and aftercare support when the job is done.

How SEAI Grants Actually Work?


SEAI grants are paid directly to Churchfield after the work is completed and verified, so you only pay the net cost. Churchfield handles every application and submission—you don’t deal with SEAI directly. Our dedicated grants team manages the paperwork from start to finish.

Most homeowners are genuinely surprised by how much is covered. For a full deep retrofit like Martin’s, SEAI grants typically cover 60-80% of the eligible costs. In this case, €24,800 of the project cost was covered. The current maximum OSS grant package is €36,900 and is available until grant levels are reviewed. 

Frequently Asked Questions


What does a Home Energy Assessment involve?


A certified assessor visits your home and carries out a full inspection of your walls, roof, windows, floors, heating system and ventilation. They produce a detailed report showing your current BER rating, where heat is being lost, and a recommended upgrade plan with estimated grant values. The assessment costs around €99 and takes approximately 2–3 hours.


How much do SEAI grants cover for a full retrofit?


SEAI's One Stop Shop grant package covers up to €36,900 for a full deep retrofit. The exact amount depends on the measures installed and your home's starting BER. In Martin's case, €24,800 in grants were applied directly by CHS. CHS will calculate your exact grant entitlement as part of your HEA report.


Can I afford a retrofit if I don't have savings available?


Yes. The Home Energy Upgrade Loan Scheme (HEULS) allows eligible homeowners to finance the net cost of their upgrade at competitive rates. For many homeowners, monthly repayments are lower than the energy savings the upgrade generates   meaning the retrofit effectively pays for itself.


Is now the right time or should I wait to see if grants improve?


Current SEAI grant levels are at their highest point. There is no confirmed schedule for increases   but every year you wait, you continue paying for heat that escapes your home. Most CHS customers say the same thing after their upgrade: they wish they'd done it sooner.

What Happens After You Book

After you decide to book a Home Energy Assessment, Here's a process depicting exactly what your journey looks like from booking to a warmer home.

The Takeaway

This retrofit Case study shows what is possible when a home is assessed properly, the right measures are chosen, and grants reduce the financial barrier. 

If your home shares similar characteristics, a Home Energy Assessment will show what applies to you specifically. 


Just Book a Home Energy Assessment with Churchfield Home Services today.

This will help you find out what upgrades you really need.

Blog image 02

Enjoy Year-Round Comfort with a Heat Pump

Is my home is Heatpump ready?
Tags
  • One Stop Shop
  • External Wall Insulation
  • Heat Pumps
  • Churchfield Home Services
  • Churchfield Home Services Projects
  • Deep Retrofit Services
  • Deep Retrofit Project
  • Retrofit One Stop Shop
  • Home Energy Assessment
  • Building Energy Survey
  • Trailored Upgrade Plan
  • Insulation Services
  • Attic Insulation
  • Floor Insulation
  • Demand Control Ventilation Design
  • Heat Pump
  • Energy Saver
  • IEU Grants
  • SEAI Grants
  • Case Study
Author
author image
Mary Hilda Hurley, Retrofit Expert
Published on 16 April 2026: Updated • 5 minute read
Share with

D1 → A3, massive increase in comfort & over 70% reduction in energy bills!

John and Brenda wanted a warmer, more efficient home as they looked ahead to retirement.

“For me it was more about the cost… Brenda was more about the heat. We brought both of our reasons together and found Churchfield. Churchfield were so helpful in every area.” — John Brady
Upgrade your home today
Banner Image

Start saving on your energy bills today!

Sign up to our weekly newsletter

  • Learn how to access grants and funding
  • Tips and offers to reduce your energy bill